Bank Statement Loans (for self-employed borrowers)

What is a bank statement loan? A bank statement loan is an alternative to traditional mortgage products. These loans make it possible to gauge a buyer's ability to repay a loan based on their bank statements and banking history in place of income that's reported on W-2's, pay stubs or tax returns.

Bank statement loans are a type of loan that allows you to get a mortgage without the documents that most loans need to prove your income. They are also known as "self-employed mortgages" or "alternative documentation loans."

Bank statement loans can be used if you work for yourself or own a business. They can also be used if you do not have a steady income or have more than one employer who can prove your salary.

Learn more about bank statement home loans and how they work.

Getting started is easy. We offer very competitive rates, have great service, and always close on time.


Lisa Carter – Broker / Owner - 941501
Legacy Home Loans LLC – 2002472

Equal Housing Lender

Contact Us

Legacy Home Loans
5900 Balcones Dr
Suite 100
Austin, TX 78731

(832) 525-3958